LAST UPDATED 25 AUGUST 2025

General

TERMS AND CONDITIONS

www.babaoption.com

support@babaoption.com

Terms and Conditions l General Terms of Use

Contents

1. Contracting Party........................................................................................................................................................................................3

2. Services and Product Offering..............................................................................................................................................................4

3. Onboarding Process..................................................................................................................................................................................5

4. Right and Obligations................................................................................................................................................................................6

5. Third-party relationships.........................................................................................................................................................................7

6. Representations and Warranties..........................................................................................................................................................7

7. Limitation of Liability................................................................................................................................................................................8

8. Duration and Termination........................................................................................................................................................................9

9. Dormant account.......................................................................................................................................................................................10

10. Complaints Procedure.........................................................................................................................................................................11

11. Communication and Notices.............................................................................................................................................................11

12. Severability...............................................................................................................................................................................................11

13. Force majeure..........................................................................................................................................................................................11

14. Governing Law and Jurisdiction......................................................................................................................................................12

15. Miscellaneous..........................................................................................................................................................................................13

Terms and Conditions lGeneral Terms of Use

Terms and Conditions

Last updated 25 AUGUST 2025

General Terms of Use

This document governs the terms and conditions for the services provided to you by BABA Option.

1. Contracting Party

1.1. Sign up - Account Registration

When you complete the sign – up process, the contracting party will be BABA GLOBAL LTD, a company

incorporated in Cyprus, with company number HE425899

At this stage, you are granted access to basic platform functionalities, including identity verification and

account setup processes. However, your account has not yet been activated.

1.2. Deposit - Account Activation

When you make a deposit, your account will be activated. At this point, the contracting party will become

one of the following entities:

1.2.1. BABA INVESTMENT (SVG) LLC, a company incorporated in Saint Vincent and the Grenadines,

with company number 419LLC2020.

1.2.2. BABA INVESTMENT (SEYCHELLES) LTD, a company incorporated in Seychelles, with company

number 8438556-1, Licence No. SD225.

The specific contracting party will be determined based on the type of trading services or products you

select, as well as the trading platform you choose, during the account activation process. And your

personal information submitted during the sign-up process will be transferred to the entities that

becomes your contracting party.

By proceeding with the deposit and activating your account, you acknowledgeand consent to the

transfer and processing of your personal data by the applicable contracting entity, in accordance with

the relevant Privacy Policy.

The terms “we”, “us”, and “our” refer to BABA Option. We provide services that allow you to trade certain

financial instruments (the “Services”).

1.3. These General Terms of Use, together with the Trading Terms, the Risk Disclosure form the agreement

between you and BABA Option (each as amended from time to time, collectively, the “Agreement”). You

expressly agree to the terms of the Agreement, and we agree to your access to and use of our Services

(as further described in Clause 2 below).

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2. Services and Product Offering

2.1. We provide our Services via BABA-branded trading platforms available on the website, where you may

be able to trade:

2.1.1. If you have an account with Baba Investment (SVG) LLC:

2.1.1.1. Options on financial instruments via BABA Trader

2.1.1.2. CFDs on financial instruments via MetaTrader 4, MetaTrarder 5, and BABA Trader

2.2.2 If you have an account with Baba Investment (SEYCHELLES) LLC,

2.2.2.1. CFDs on financial instruments via MetaTrader 4, MetaTrarder 5, and BABA Trader

2.2. We do not provide investment, tax, or trading advice unless explicitly agreed upon between you and us

in a separate agreement. Our services are provided on an “execution-only” basis, meaning that we will

act solely on your instructions. We do not provide advice on transactions, nor do we monitor your trading

activity to determine whether your decisions are appropriate or to help you avoid losses. You should

obtain your own financial, legal, tax, and other professional advice.

2.3. The Financial Instruments we provide under this Agreement include, without limitation, option contracts

(such as binary options in stocks, commodities, indices, currency pairs, and cryptocurrencies) and CFDs.

The above derivatives are not traded on a regulated exchange and are not cleared on a central

clearinghouse. These exchange and clearinghouse rules and protections do not apply.

2.4. We will offer services to you at our absolute discretion, subject to the terms of this Agreement.

2.5. Trading CFDs does not give you any ownership rights to the underlying assets. This means you have no

interest in, or right to acquire, any underlying shares or instruments, as CFDs only represent a notional

value.

2.6. We reserve the exclusive right to determine the scope, availability, and natureof the services and

products we provide.

2.7. Due to legal, regulatory, and internal policy restrictions, we only offer our services to residents of certain

countries. This list may change from time to time at our discretion.

2.8. We may introduce, modify, or discontinue services or products for various reasons, including regulatory

compliance, operational efficiency, or strategic considerations. In such cases, we will make reasonable

efforts to notify you and provide guidance regarding the management of your account.

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3. Onboarding Process

3.1.Sign – up

To sign upfor an account, you agree to provide us with true, complete, and accurate information and

documentation during registration process. This includes your country of residence, email address, full

name, and other relevant details.

3.2.Verification

We have the right to conduct due diligence on you, which includes collecting certain information and

verifying your identity and permanent residential address through documents. To verify your identity, you

will usually need to provide us with the following documents or uploads:

3.2.1.A clear, coloured copy of a valid, non-expired government-issued ID, such as a passport, driver’s

licence, or an ID card;

3.2.2.Proof of address, which is a formal document that includes your residential address.

Acceptable documents include utility bill (e.g., electricity water, gas), bank account statement,

credit card statement, residence permit, tax bill or return, and other government-issued

documents. The documents must display your full name and address, be noolder than

twelve(12) months, and the details must match the information you provided to us.

3.3.We reserve the right to exercise absolute discretion in deciding whether or not to accept your application

to open a account with us. We are not obligated to provide any reasons for our decision to rejecting your

application.

3.4.After you are onboarded as a client, you agree to provide any information or documentation we request

within the timeframe we specify. If any of your KYC documentation expires, we have the right to request

updated, valid documents, and you agree to provide them. We reserve the right torestrict payments

and/or decline our services if the requested information and/or documentation is not provided in a timely

manner.

3.5.Only you, as the account holder, can deposit or withdraw funds to or from the account. You agree to

provide us with evidence that an account or payment method belongs to you if we request this. All funds

that you deposit into your account must be your own. You can not hold the funds of a third party or pool

together funds with a third party.

3.6.You agree to allow your information to be disclosed to third parties for the purposes of KYC and any

other verification checks.

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4. Right and Obligations

4.1.We reserve the right to suspend, refuse, or cancel any of our Services; refuse or reverse any of your trades;

request a refund; and charge deposit and/or withdrawal fees for any reason, including but not limited to

the following:

4.1.1.If we believe that your activity on our website or Services may be illegal in your country or state,

or may violate any applicable laws, regulations, rules, or directives, including those related to

any exchange, financial market, or regulatory authority;

4.1.2.If we reasonably believe that you have made, or are making, any false or misleading

representation to us;

4.1.3.If we receive a request from legal authorities, law enforcement agencies, or regulators requiring

us to stop providing our Services to you.

4.2.In the event of any error on our website or trading platform (including payment-related errors from our

payment service providers), we reserve the right to take any action necessary to rectify the error. This

may include correcting inaccuracies, temporarily or permanently suspending access to certain products,

modifying or replacing transactions, issuing refunds, or reversing trades.

4.3.If you become aware of any error in a report or statement we provide—such as an incorrect credit to your

account—you must inform us immediately and return any such funds. If we become aware of the error

first, you authorise us to correct it by amending the report or statement and, where applicable, treating it

as a deficit balance. If you have already used the erroneously credited funds, we may, without notice,

close all or any of your open positions at a price we reasonably determine to recover the amount.

4.4.If your trading account is disabled for any reason, we reserve the right to close all pending positions at

the then-current market price.

4.5.We may take any action we consider necessary, atour sole discretion, to ensure compliance with

applicable laws, rules, or regulations. These actions shall be bindingon you and shall not result in any

liability on our part.

4.6.If we determine that you have engaged in inappropriate conduct, including using offensive or abusive

language, we reserve the right to restrict or suspend your account, or terminate this Agreement without

notice.

4.7.We may, at any time, request information to verify your compliance with this Agreement. If you fail to

respond to our reasonable requests, we may restrict or suspend your account, or terminate this

Agreement without prior notice.

4.8.We may retain records, including your personal data, trading activity, and communications, in line with

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our legal and regulatory obligations. These records will serve as evidence of your use of our Services

unless proven otherwise. Upon request, wemay provide access to such records, but we are not

responsible for fulfilling any of your own record-keeping requirements. You acknowledge and agree that

we may use these records in any legal or regulatory proceedings.

4.9.You agree not to engagein any activity or transaction that constitutes market abuse under applicable

laws.

4.10.You shall not:

4.10.1.Trade while in possession of insider information or material non-public knowledge related to

any financial market, issuer, or instrument;

4.10.2.Attempt to manipulate, or actually manipulate, the market for any financial instrument;

4.10.3.Trade in violation of any applicable law, regulation, or directive governing financial markets or

exchanges;

4.10.4.Act in an abusive, fraudulent, or dishonest manner in relation to our website, trading platforms,

or other products;

4.10.5.Engage in any trade intended to manipulate our products;

4.10.6.Enter into trades for the purpose of exploiting pricing errors.

If we determine, or reasonably suspect, that you have breached Clause 4.10, we may take any action we

consider necessary, including prohibiting further trading, reversing affected trades, closing open

positions, blocking withdrawals, refunding your deposited funds, retaining any accumulated funds, or

any other reasonable measure to address the breach.

5. Third-party relationships

You may be introduced to us by one of our affiliates. You acknowledge that wedo not authorise our

affiliates to make any contract, agreement, or warranty on our behalf. In particular, affiliates do not have

the authority to collect any money from you, to offer any guarantees against losses, to offer investment

services, or to offer any advice in our name.

6. Representations and Warranties

You represent and warrant to us the following:

6.1.You are not residing in any country where distribution or provision of financial products or services we

offer would be contrary to local law or regulations.

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6.2.You have the legal capacity, are of sound mind and havereached the age of maturity in the country of

your residence or citizenship.

6.3.You are not subject to any legal restriction or regulation that prevents you from entering in to or

performing this Agreement or any contract or transaction contemplated under it.

6.4. You act as principal and not as agent, attorney or trustee on behalf of any third party.

6.5.You have read, fullyunderstood and agree to comply with theterms of this Agreement.

6.6.The information provided by youto us, whether at the time of onboarding or thereafter, is true, accurate

and complete. You will promptly update any changes to your personal information to ensure it remains

current, accurate, and supported by valid documentation.

6.7.The funds, financial instruments, or other assets you deliver to us are not, directly or indirectly, connected

to any illegal activity, including criminal activity or terrorism.

6.8.There are no restrictions or prohibitions imposed by any Central Banks or any governmental authority, or

regulatory body that prevent you from entering into fulfilling the terms of this Agreement or any related

transaction.

6.9.You do not enter into any transaction unless you fully understand its terms, conditions, and risks.

6.10.You represent and warrant that the above statements remain true and accurate at all times, including

during the execution of any transaction or trade via your account and the use of our Service.

7. Limitation of Liability

7.1.We will not be liable to you for any loss arising from:

7.1.1.Our compliance with, or the exercise of our rights under, applicable regulations or this

Agreement;

7.1.2. Your negligence, fraud, or breach of this Agreement or applicable regulations;

7.1.3.Abnormal market conditions or any force majeure event;

7.1.4.Delays, delivery failures, or transmission errors of any order or communication resulting from

the transfer of data over mobile or other communication networks beyond our control;

7.1.5.Any market data, features, or third-party content available on our website, platform, or emails,

which are provided on an “as is” and “if available” basis.

7.2.Neither we nor our directors, officers, employees, agents, or representatives shall be liable to you (except

in the case of fraud) for any consequential, indirect, incidental, punitive, special, or exemplary losses,

liabilities, orcosts you may incur due to our acts or omissions under this Agreement, regardless of

foreseeability or cause.

This includes, without limitation, losses resulting from:

⚫being unable to sell financial instruments during a price drop

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⚫being unable to buy financial instruments during a price rise

⚫failing to complete a trade that required such action, or

⚫any loss of business, profits, goodwill, data, or similar.

7.3.For clarity,our third-party providers are not liable and have not participated in determining our pricing.

They disclaim all warranties or representations, express or implied, regarding your use of our platform

or website. They shall not be held liable for any loss, regardless of awareness or legal basis (including

breach of contract or tort).

7.4.Except in cases of our negligence, willful misconduct, or fraud, we are not liable for any loss or damage

caused by hacker attacks, viruses, or other harmful materials that may infect your devices, data, or

systems due to:

⚫your use of our platform or website, or

⚫downloading any material from our website or any linked third-party site.

8. Duration and Termination

8.1.You may terminate this Agreement at any time by giving us notice as per Clause 10. After notice, you

should close all open positions within twenty-one (21) days. During this period, we may refuse new

transaction orders. If you do not close your positions within this timeframe, we have the right to close all

open positions on your behalf. Upon termination, your access to the Trading Platform will be disabled.

8.2.We may terminate this Agreement and close your account by giving you twenty-one (21) days’ notice.

After notice, you should close any open positions within twenty-one (21) days.We may refuse new

transaction orders during this period. If you fail to close your positions, we havethe right to close all

open positions on your behalf.

8.3.Upon termination under clauses 8.1 or 8.2, both you and we remain responsible for fulfilling any

outstanding obligations. This Agreement will continue to apply for existing commitments.We may

deduct any amounts due from your account before transferring remaining funds, except where funds are

retained to cover pending or contingent liabilities.

8.4.We may terminate this Agreement and close your account immediately, without prior notice, in any of

the following cases:

8.4.1.Your death or legal incapacity.

8.4.2.You breach this Agreement or any warranties and representations made.

8.4.3.We reasonably believe you have not reached the legal age of maturity in your country of

residence or citizenship.

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8.4.4.You fail to make any payment due under this Agreement.

8.4.5.You breach any applicable laws or regulations related to this Agreement.

8.4.6.You become bankrupt, insolvent, or unable to pay debts as they fall due.

8.4.7.You initiate or become subject to any insolvency or similar proceedings.

8.4.8.You commit fraud or act in a way that risks our or other clients’ interests.

8.4.9.You provide tampered or false identification documents.

8.4.10.You engage in abusive or manipulative trading practices.

8.4.11.You provide misleading or unsubstantiated information

8.4.12.You use forged or stolen payment methods to fund your account.

8.4.13.You are reasonably suspected of money laundering, terrorist financing, or other criminal

activities.

8.4.14.Your IP generates excessive requests causing system delays.

8.4.15.You open an account fraudulently.

8.4.16.You use high-frequency trading software to manipulate systems or gain unfair advantage.

8.4.17.You have been convicted, charged, or cautioned for criminal offenses.

In these cases, we are not liable to pay any profits or return funds; the decision to return any deposited

funds is at our sole discretion.

8.5.Termination does not affect any rights or obligations accrued prior to termination.

9. Dormant account

9.1.If your account has not recorded any transactions for a period greater than twelve (12) months, it will be

considered a dormant account, and we reserve the right to charge you a dormant fee of up to

USD/EUR/GBP twenty-five (25) or the equivalent of USD twenty-five (25) in any other currency as

calculated in accordance with the current exchange rate published by our liquidity provider as atthe date

the dormant fee is charged. We reserve the right to charge you a dormant fee for every period of six (6)

months that your account remains dormant.

9.2.If your account has been locked or suspended and has not recorded any transactions for a period of

twelve (12) months or more, we reserve the right to rescind your account funds.

9.3.If your account has been inactive for thirty (30) days with an account balance of one (1) USD/EUR/GBP

or less, we reserve the right to rescind your account funds.

9.4.If your account is closed or blocked, you must contact our Help Centre to recover funds from your

account. If your account is dormant, you can still make withdrawals.

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10. Complaints Procedure

10.1.In the event that you have any alleged complaint against us and/or there is any dispute between you and

us, You may register a complaint by using Emailcomplaints@babaoption.com.

10.2.We shall acknowledge receipt of any such complaint, initiate an internal investigation of the matter, and

shall respond to you within a reasonable time (i.e., within 3 months from the date of acknowledging

receipt of the complaint). We may extend this timeframe if deemed necessary,and in such case,we shall

notify you accordingly.

11. Communication and Notices

Any notice, instruction, request, or other communication to be given to us by you under this Agreement

shall be in writing and shall be sent to our email address at support@babaoption.com.

12. Severability

If any term or any part of a provision of this Agreement is found by a competent judicial authority to be

invalid or unenforceable in any respect, the validityof the remainder of thisAgreement shall be

unaffected, provided that such unenforceability doesnot materially affect the operation of this

Agreement.

13. Force majeure

13.1.Force majeure events are events beyond the control of either of the parties and are not reasonably

foreseen. They may include:

13.1.1.Any war,state or governmental action, terrorism act, fire, strike, riot, civil unrest or industrial

action;

13.1.2.Natural disasters such as floods, tornadoes, earthquakes, and hurricanes;

13.1.3.Public health emergencies of national or international concern, epidemics, or pandemics;

13.1.4.The suspension, closure, or nationalisation of an exchange;

13.1.5.Any act or regulation made by a government or supra-national body or authority which we

(acting reasonably) believe prevents us from maintaining an orderly market or the imposition

of limits or unusual termsby a government on any instrument and/or its derivative on our

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Trading Platforms;

13.1.6.Technical failures in transmission, communication, or computer facilities, power failures, or

electronic or equipment failures;

13.1.7.The failure of any third party (including a supplier, liquidity provider, intermediate broker, agent,

custodian, exchange, clearing house, or regulatory organisation) to perform its obligations or

to provide its services to us;

13.1.8.An event which significantly disrupts the market, includingthe premature closing of trading in

a particular market;

13.2.We shall not be liable for any delay or failure in the performance of any of our obligations pursuant to

this Agreement to the extent that the same results from a force majeure event.

13.3.If we determine that a force majeure event exists, we may, without notice and at any time, acting

reasonably, take one or more of the following steps:

13.3.1.Alter the trading hours for any particular transaction;

13.3.2.Decrease leverage;

13.3.3.Alter your margin requirements, which may mean you are required to provide additional margin;

13.3.4.Limit the availability of instructions that you can give in respect of a trade;

13.3.5.Void all open positions of affected instruments; or

13.3.6.Close any or all of your open positions at a price which we (acting reasonably) appropriate.

13.4.If we take any of these measures, we shall not be liable to you for any losses.

14. Governing Law and Jurisdiction

This Agreement and any disputes arising from, in connection with, or relating to, the interpretation of this

Agreement (including non-contractual disputes), shall be governed by the laws of the jurisdiction of your

contracting party, as follows:

16.1.BABA INVESTMENT(SVG) LLC: Saint Vincent and the Grenadines.

16.2.BABA INVESTMENT(SEYCHELLES) LTD: Seychelles.

16.3. BABA GLOBAL LTD: Cyprus

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15. Miscellaneous

15.1.In case of any discrepancies between the text of the Agreement in English and its translation in any other

language, the text of the Agreement in English as a whole shall prevail, as well as theEnglish version/text

of any other documentation/information published on the Website.

15.2.This Agreement may be amended from time to time, and we shall notify you of any relevant amendment

or of the updatedAgreement either in writing orthrough our Website: https://babaoption.com. If you

reject any variation in theAgreement, you must discontinue your use of our Website and Services, and

we will terminate this Agreement in accordance with Clause 8. Your continued use of the Website and

Services will constitute acceptance of the variation.

15.3.We may assign any or all of our rights under this Agreement to a third party.

15.4.You may not assign any or all of your rights under this Agreement to a third party without our prior written

consent.